Our Services

Holistic Financial Advice

To define ‘holistic financial advice’, we must first consider the general make-up of personal wealth in Australia.

In total, Australians invest over 6 times more in property-based assets than in Australian equities. Financial services products represent less than 40% of Australians’ growth asset exposure (excluding business and other assets). Unfortunately, many financial advisers still focus their advice around financial services products, because these are the traditional source of their remuneration – through commissions.

Being truly holistic, Harts Financial Solutions’ advice encompasses your entire portfolio of assets including business interests. Only by considering your affairs in their entirety can we recommend strategies to manage risks and improve your overall efficiency of wealth creation.

Below are some of the areas we consider when providing you with holistic advice:

Client Attitudes and Risk Profile Investment Selection Retail and Self-Managed Superannuation Borrowing through Self-Managed Super Estate, Succession and Inter-generational Planning

Strategic Asset Allocation Personal Risk Insurance Requirements Super Contribution Strategies Retirement and Pension Planning Business & Succession Risk Insurance Requirements

For a detailed description of our Financial Management & Advice Process – Click Here.
To view a brief case study showing real client outcomes derived from our advice process – Click Here.

You can also be confident that the advice provided by Harts is of the highest quality. Harts Financial Group (HFG) is a Professional Practice of the Financial Planning Association of Australia (FPA) and is committed to upholding the FPA’s Code of Professional Practice.

To continue to Banking & Finance – Click Here.